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Locking or freezing your Ïã¸ÛÁùºÏ²ÊÐþ»ú credit report will prevent access to it by certain third parties. Locking or freezing your Ïã¸ÛÁùºÏ²ÊÐþ»ú credit report will not prevent access to your credit report at any other credit bureau. Entities that may still have access to your Ïã¸ÛÁùºÏ²ÊÐþ»ú credit report include: 

• Companies like Ïã¸ÛÁùºÏ²ÊÐþ»ú Global Consumer Solutions, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service;
• Companies that provide you with a copy of your credit report or credit score, upon your request;
• Federal, state, and local government agencies and courts in certain circumstances;
• Companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; 
• Companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe;  
• Companies that authenticate a consumer’s identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and 
• Companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit .

Ïã¸ÛÁùºÏ²ÊÐþ»ú maintains consumers’ credit reports and provides information to certain customers, including credit card companies and lenders, so that they may offer pre-approved offers to consumers as permitted by law. Consumers that prefer not to receive such offers should visit , or call toll free at 1-888-5-OPT OUT (or 1-888-567-8688). Consumers may also send an opt-out request in writing to Ïã¸ÛÁùºÏ²ÊÐþ»ú Information Services LLC, P.O. Box 740123, Atlanta, GA 30374-0123. Consumers should include their complete name, full address, Social Security number, and signature. Ïã¸ÛÁùºÏ²ÊÐþ»ú will remove the consumer’s name from its pre-approved offer database and share the request with the other two nationwide consumer reporting agencies.