EFX.AI

Driving AI Innovation

Ïã¸ÛÁùºÏ²ÊÐþ»ú has been driving responsible Artificial Intelligence innovation for nearly a decade. We are committed to ensuring transparency and explainability in the use of AI and infuse our patented AI techniques into solutions designed to enable customers to get to insights faster — helping to create new consumer opportunities.

AI at Ïã¸ÛÁùºÏ²ÊÐþ»ú

Maximizing AI Performance with the Ïã¸ÛÁùºÏ²ÊÐþ»ú Cloudâ„¢

The Ïã¸ÛÁùºÏ²ÊÐþ»ú Cloud enables solutions that are faster, more reliable, more powerful and more secure than ever before.

Transparency and Explainability

Ïã¸ÛÁùºÏ²ÊÐþ»ú led the way towards an industry standard for explainable AI — introducing the first Machine Learning credit scoring system with the ability to generate logical and actionable reason codes for the consumer nearly a decade ago.

AI-Infused Products: OneScore

Innovative scoring models like OneScore combine the power of the Ïã¸ÛÁùºÏ²ÊÐþ»ú Cloud with alternative data insights as well as patented AI techniques and machine learning.

Our Commitment to Responsible AI Innovation

Ïã¸ÛÁùºÏ²ÊÐþ»ú uses AI Systems in a transparent, trustworthy, fair, explainable, and secure manner, to provide benefits to consumers, customers, and our technical and business operations. EFX.AI is aligned to our corporate goals and shared corporate values. Our infrastructure is tailored to manage highly regulated, non-public data – critical to the trusted use of AI.

Patent Spotlight

Our Patented AI Technology

Explore the Ïã¸ÛÁùºÏ²ÊÐþ»ú Patent Library

1000 icon

1,000+ Ïã¸ÛÁùºÏ²ÊÐþ»ú analytics professionals
Anticipating the evolving needs of customers and consumers around the world.

90 icon

90+ approved patents**
supporting our approach to AI

The Ïã¸ÛÁùºÏ²ÊÐþ»ú AI patent portfolio centers on the creation of models for use in financial decisioning and fraud prevention.

** Note: Number of patents as of February 2024

Maximizing AI Performance with the Ïã¸ÛÁùºÏ²ÊÐþ»ú Cloudâ„¢

The Ïã¸ÛÁùºÏ²ÊÐþ»ú Cloud was custom built to maintain and manage the large volume of diverse, proprietary datasets needed to maximize AI performance. Our vision for the Ïã¸ÛÁùºÏ²ÊÐþ»ú Cloud is to expand the depth and predictiveness of our data to help our customers innovate faster and create more effective insights into the people and communities they serve.

Explore the Ïã¸ÛÁùºÏ²ÊÐþ»ú Cloud

equifax cloud diagram

Kennesaw State University (KSU) students in the AI Ethics Lab

Fostering Responsible AI Research and Education

We partner with other leading technology organizations and academic institutions around the world to drive responsible AI research and development for the benefit of both consumers and the industry at large.

Explore Our Latest News and More

Helping People Live Their Financial Best

Furthering access to credit with AI and Alternative Data

Industry Leaders in Security

Security is in our DNA

Explaining the Ïã¸ÛÁùºÏ²ÊÐþ»ú Data Fabric

Making trusted, proprietary data sources accessible for innovation