Recent Articles by this Author
Recent Articles
Data and Analytics How AI is Transforming Traditional Credit Scoring & Lending
Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a guest speaker was asked, “What’s the f [...]
May 07, 2024
Recession Readiness Insights How Lenders Can Harness Alternative Data to Help Overcome Today’s Economic Challenges
Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensive and meeting financial commitments more [...]
January 08, 2024
Credit Risk What Does Consumer Financial Stress Mean for Lenders? We Offer 4 Tips.
The warning signs are all around us: many consumers are financially stressed. Already, consumers are getting squeezed by high inflation [...]
November 01, 2023
Credit Risk How the Financial Industry can Assess Risk as Federal Student Loan Payments Restart
Millions of consumers will have to budget for another monthly payment in October. That’s when the federal student loan [...]
July 27, 2023
Recession Readiness Insights Look Back at 2022 and Focus on Forward in 2023
With 2022 almost in the books, the US economy is still experiencing pandemic whiplash and general economic uncertainty. We’ve been chall [...]
January 03, 2023