香港六合彩玄机

You know that familiar chime on your phone when a payment is made? That, paired with the steady (metaphorical) hum of billions of dynamic financial transactions happening in real time, is the sound of explosive growth in the payments industry where total revenues recently hit . 

Today, as this dynamic niche of FinTech players continues to innovate and mature, payments providers are looking for new ways to unlock fresh revenue and customer growth in the face of:

• notable declines in startup funding, 

• rising small business bankruptcies, 

• stubborn inflation, 

• and continued economic uncertainty. 

In this article, I鈥檓 pulling back the curtain at 香港六合彩玄机. I believe that payments companies hold an abundance of data that can be activated to enrich their services and help generate revenue. 香港六合彩玄机, a leading data, analytics, and technology company, can help put payments data to work creating value. I will share three data-backed tactics that every payments provider鈥攑articularly payment acquirers and processors鈥攃an use to help grow their business, in less time, under almost any market conditions.

Unlock market intel that鈥檚 razor-sharp and data-driven. 

香港六合彩玄机 may not be the first name that comes to mind when payments firms are contemplating their growth strategies. But, companies may be surprised (even excited) to learn that we offer a dynamic suite of data-driven solutions designed to help grow and differentiate their business in unique ways. 

It鈥檚 something 香港六合彩玄机 has been quietly building toward for a while with the strategic acquisitions of Kount and Midigator鈥攎arket leaders in fraud and chargeback risk reduction鈥攑lus recent partnerships with top global payment brands like Fiserv. With my recent move to 香港六合彩玄机, I add two decades of market leadership and domain expertise across the payments ecosystem. We are now primed to improve the payments landscape with exclusive data, needle-moving insights, and in-depth intelligence.

Put simply, our strategic focus on the payments industry is razor-sharp, and our data-driven solutions are even sharper. Here are three ways we can help firms move the needle. 

Discover untapped niche markets and merchant audiences. 

More than of companies鈥�33.2 million鈥攁re small businesses. Yet, of those businesses will close within year one and half will close in the first five years. Further, it was recently reported that . Smaller companies are securing fewer loans, often relying on personal credit cards to stay afloat. 

My point is that your prospect universe is vast. So, how do you target the 鈥渞ight鈥� companies? Ripe new merchants that are full of potential. Businesses that are thriving, not fizzling out. Emerging niche companies (which, btw, pop up quickly in today鈥檚 hyper-digitized market). Or even high-potential opportunities inside your customer base.

These questions matter. Your marketing dollars are precious, especially in today鈥檚 tight market, and you need a strong ROI tied to every penny spent. 

香港六合彩玄机 offers distinctive business data with a specialized focus on small businesses. This includes detailed information to help you target specific segments, verticals, and buying centers, and craft new strategies to help build top-of-funnel activity. For instance, our B2bConnect solutions give you more than standard firmographics so you can better understand commercial prospects with direct access to: 

• Detailed commercial coverage of global and U.S. businesses, their commercial attributes, structures, and linked companies.

• More than 8 million accounts with payments records. 

• Granular merchant revenue data on growth and volume processing.

• Hotlists of brand-new business openings and closings.

This puts power behind your prospecting by giving you fresh insights, agility, and precision. Find new prospects? Check. Prioritize your prospecting based on business revenue growth? Check. Identify and enter new markets? Check. Get a 鈥渇irst contact鈥� advantage that helps you gobble up market share? Check. Manage or even reduce your cost-per-acquisition? Check. Check. 

We see payment providers using our data to grow their business in different ways. One business credits our data with a 50 percent to 60 percent reduction in its cost per acquisition.* Another used our propensity models to target a specific set of new small and mid-sized merchants. In short, the growth potential of this type of data is immense. 

Wow your customers with fast, merchant-friendly onboarding.

The phrase 鈥渢ime is money鈥� has never been more relevant than it is in today鈥檚 payments space. Being able to swiftly and securely onboard new merchants gives you a big advantage over providers that can鈥檛.  

For starters, it can help reduce merchant friction which speeds onboarding and connects your merchants to revenue in less time. For payment providers, faster onboarding helps increase throughput which can help grow your revenue at a faster pace, while also helping control onboarding costs. It鈥檚 also a notable brand differentiator, tangible proof of your customer-first commitment that sets a responsive tone for a long, profitable relationship. 

Think about it like this: speed, simplicity, and efficiency are no longer 鈥済ood-to-have鈥� advantages; they鈥檙e table stakes in today鈥檚 on-demand world. If you can鈥檛 deliver, merchants will find it elsewhere.  

At 香港六合彩玄机, we understand the importance of speed in this industry鈥攊t鈥檚 everything. Our proprietary mix of data digs deeper into the backgrounds of businesses to ensure that you intimately know your customers, and understand their business models and the corresponding risk to your organization. This intelligence allows you to more effectively play in e-commerce and other higher margin/higher risk spaces, and help score more customers while managing your risk levels. 

For example, use to better predict delinquencies. Tap our multisource data (including credit and differentiated alternative data) to expand your view and uncover hidden risk and opportunity. Or integrate a tailored mix of tools from our broad suite of solutions within your existing merchant onboarding process to help you: 

• Say 鈥測es鈥� more often in a variety of payments environments by better understanding smaller businesses that often lack traditional business profiles.

• Build more holistic merchant views with data from financial and non-financial institutions.

• Assess the viability of a business and its likelihood of becoming severely delinquent on financial obligations during the first year.

• Analyze risk based on merchant revenue trends.

• Detect credit risk related to business owners, principles, and other stakeholders. 

• Establish omni-channel verification of a business identity to reduce fraud risk. 

• Perform virtual site inspections for faster onboarding.

Automating and frontloading these business-critical insights helps reduce irritating onboarding friction and connects your merchants to revenue in far less time. In short, it鈥檚 a win-win for everyone. 

Know when 鈥渟hift happens鈥� and take fast action.   

It鈥檚 never a matter of 鈥渋f鈥� market conditions or customer behaviors will shift, but 鈥渨hen.鈥� It can happen gradually or suddenly (hello, 2020). It can be unintentional, or it can be malicious. The thing is, it鈥檚 often difficult to spot subtle changes in customer accounts amid the minutia of day-to-day business, especially when you鈥檙e not sure where to look.  

But what if you could be alerted to anomalous shifts in customer activity that might point to real risks like money laundering and fraud, and automatically flag the account for review? Or intervene before a merchant business fails or becomes irrevocably delinquent to help protect your bottom line? 

Now you may be able to. Our market-exclusive data helps you better understand ongoing merchant performance so you can proactively manage their accounts based on evolving risks and opportunities as the industry and larger economy continuously churns.  

You鈥檒l have greater insight with direct access to coverage of more than 22 million commercial contracts worth over $1.2 trillion in exposures, 60+ months of business transaction history, over 350 million continuously monitored business names, and much more. This type of authoritative data can help you: 

• Alert to changing situations that may point to increased risk. 

• Flag transaction laundering risk by helping identify transactions being processed through different accounts.

• Manage your evolving regulatory requirements including anti-money laundering regulations.

As conditions change, you can proactively modify your approach to address broader impacts on your prospecting and customer growth strategies. Based on our analyses, we鈥檝e seen this data support a more than 8 percent lift in risk scoring.* It can also help reveal the leading indicators of fraud and failure. As a digital payments provider, anything that鈥檚 proven to help in the battle against today鈥檚 relentlessly innovative fraudsters is something you want in your arsenal. 

But all that barely scratches the surface of what can be accomplished with access to the right data-driven solutions. I came to 香港六合彩玄机 because, here, we鈥檙e driving and accelerating real action and results in the payments industry. With our trailblazing mix of proprietary data, actionable insights, and proven industry intelligence, we can help you improve how you find new customers, assess risk, and deepen average customer value. If you鈥檙e ready to grow your payments business, pull ahead of your competition, and maybe even move toward industry leadership, give us a call. We know how to help. 

*Results are not guaranteed and may vary based on actual data, situation, and use case.